I receive a number of inquiries from people whose income consists of Social Security about filing bankruptcy.  Often it is because they are getting continuous phone calls from debt collectors who threaten to take them to court telling them their income will be garnished.  And to make things worse most often the debt is due medical issues.  In addition besides being scared of losing their only income they usually are [...]

UPDATE ! The Virus stimulus package allows most who owe student loans to stop making payments through September 30th. The balance of the loan will be frozen with no penalties or interest accruing. This will include all loans directly made by federal government some made by private lenders and guaranteed by federal government under a program ended in 2010. This is very significant as the average family is making a [...]