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Much of what has been provided here for your information has shamelessly been taken from Gregory Garrison’s book entitled FREE LEGAL ADVICE which can be purchased from local book stores or this link: bankruptcy book. I highly recommend this book as it is written in a style that makes the information easily understood and thus used. If you go my LinkedIn page you will find a number of links that may be helpful and also forms that will need to be filled out prior to the actual filing of a bankruptcy proceeding. Again, my consultation is at no charge and although all bankruptcies share many issues each person needs to have one’s own circumstance addressed by a competent bankruptcy attorney.